Page 35 - The Baltic Capitals & St. Petersburg
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MONEY MATTERS



               Top Three Tips
                 •  Carry a mix of different types of payments, such as local currency, an ATM card, and a
                    credit card.


                 •  Traveler’s checks are not recommended. ?SPd NLY MP OTʯN`W_ _Z PcNSLYRP LYO _SP
                    commission fee for cashing them is quite high.

                 •  You will not be able to pay with U.S. dollars on this trip; you will need local
                    currency instead.


               Local Currency

               For current exchange rates, please refer to an online converter tool like www.xe.com/
               currencyconverter  dZ`] MLYV  Z] _SP ʭYLYNTLW ^PN_TZY ZQ dZ`] YPb^[L[P]

               Euro Countries

               ?SP P`]Z T^ _SP ZʯNTLW N`]]PYNd TY XLYd XPXMP] NZ`Y_]TP^ ZQ _SP 0`]Z[PLY @YTZY  @YWP^^
               otherwise listed, the countries you will be visiting will use the euro. Euro banknote and coin
               denominations are as follows:

                 •  Banknotes: 5, 10, 20, 50, 100, 200, and 500 euros

                 •  Coins: 1, 2, 5, 10, 20, and 50 cents; 1 and 2 euros


               Russia
               The monetary unit of Russia is the ruble, which is divided into 100 copeks. On price tags, it is
               abbreviated to p. Banknote and coin denominations are as follows:

                 •  Banknotes: 10, 50, 100, 500, 1,000 and 5,000 rubles

                 •  Coins: 10 and 50 copeks and 1, 2, 5 and 10 rubles

               =`^^TLY ]`MWP^ NLY MP aP]d OTʯN`W_ _Z RP_ Z`_^TOP ZQ =`^^TL  ^Z bP ]PNZXXPYO PcNSLYRTYR
               money after you arrive.


               Poland
               The Polish monetary unit is the zloty, which is divided into 100 groszy. Banknote and coin
               denominations are as follows:

                 •  Banknotes: 10, 20, 50, 100, and 200 zloty

                 •  Coins: 1, 2, 5, 10, 20, and 50 groszy; 1, 2, and 5 zloty










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