Page 40 - Heart of India

MONEY MATTERS

Top Three Tips
• Carry a mix of different types of payments, such as local currency, an ATM card, and a
credit card.

• Traveler’s checks are not accepted in India, Bhutan, and Nepal.

• A cash reserve is important for the optional extension to Bhutan; you should assume
that you will not be able to use a credit card or ATM card at all in Bhutan.

Local Currency

For current exchange rates, please refer to an online converter tool like www.xe.com/
currencyconverter dZ`] MLYV Z] _SP ʭYLYNTLW ^PN_TZY ZQ dZ`] YPb^[L[P]

India
?SP ZʯNTLW N`]]PYNd ZQ 4YOTL T^ _SP ]`[PP bSTNS T^ OTaTOPO TY_Z [LT^P ^TYR`WL]% [LT^L

• Bills come in denominations of 5, 10, 20, 50, 100, 500, and 2000 rupees

• Coins come in denominations of 50 paise and 1, 2, 5, and 10 rupees

U.S. dollars are not widely accepted in India; the local currency is preferred. (Occasionally
dZ` XTRS_ ʭYO L _Z`]T^_ ]PWL_PO M`^TYP^^ Z] L ^_]PP_ aPYOZ] bSZ bTWW _LVP @ > OZWWL]^ M`_
generally it is rupees all the way.)

Bhutan
?SP ZʯNTLW N`]]PYNd ZQ -S`_LY T^ _SP 9R`W_]`X M`_ @ > OZWWL]^ L]P bTOPWd LNNP[_PO

• Bills come in denominations of 1, 5, 10, 20, 50, 100, 500, and 1000 Ngultrum

• .ZTY^ L]P YZ WZYRP] TY NT]N`WL_TZY LW_SZ`RS dZ` XLd ʭYO _SPX ^ZWO L^ ^Z`aPYT]^

Since U.S. dollars are widely accepted in Bhutan, you may not need to exchange money.
But please note that U.S. dollars from 1996 or older will not be accepted. Indian currency in
denominations up to 100 rupees can also be used in Bhutan, but larger Indian bills, such as the
500-rupee or 1000-rupee notes will not be accepted.

Nepal

?SP ZʯNTLW N`]]PYNd ZQ 9P[LW T^ _SP 9P[LWP^P ]`[PP =^ bSTNS T^ OTaTOPO TY_Z [LT^P
(singular: paisa).

• Bills come in denominations of 1, 2, 5, 10, 25, 50, 100, 500, and 1000 rupees

• Coins come in denominations of 1, 5, 10, 25, 50 paise; and 1, 2, 5, and 10 rupees

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